The stress of in fertility is compounded by the need to secure financing either through your carrier or other means. We pledge to you a skilled staff who will help you navigate the intricacies of the financial process. Our counselors will help you formulate a financial plan from among the available options prior to initiating therapy. The options may range from payment out of pocket at the start of the treatment to complete payment from a third party payer.

The reality for most individuals and couples is that payment for their fertility care is in part or in whole out of pocket. Our center understands the sensitivity surrounding the financial implications of infertility treatment. Our financial counselors provide guidance and assistance in crafting a plan from among a variety of options and they will provide a detailed list of fees.

Refund Guarantee Program

We are pleased to offer a refund guarantee option for IVF through Advanced Reproductive Care (ARC), Inc. The Refund Guarantee Program involves a contract between the patient and the refund guarantee provider (in this case with ARC directly) with an up front payment in exchange for an assurance of a live birth or the return of most of the up front payment. Our Refund Guarantee Program like similar programs helps to reduce financial risk and underwrites the costs of the care. Every patient qualifies for this program, although the cost varies in direct proportion to the probability of a successful live birth.

Insurance carriers

We have contracted with several major insurance carriers listed below. Coverage can vary considerably from one policy to the next and one carrier to the next; therefore, a review of the details is essential. Our goal is to make our services available to you by providing you with the financial guidance necessary to understand your coverage:

• Blue Cross Blue Shield (Premera, Regence)
• First Choice
• Great West
• PHCS
• Uniform Medical Plan (UMP)
• United

Self-pay

Some patients, by necessity or by choice, will pay for these services out of pocket. Our financial counselors will provide you with the details necessary to understand your obligations.

Financial Assistance and Grants

Their mission is to promote awareness of infertility and related issues. They serve the needs of families struggling with infertility by providing educational resources, and financial assistance for helping them grow their families. To learn more about their annual fertility grants, visit their website at http://www.cadefoundation.org/ 2010 Family Building Grant, click here.